Novo Deserves Fraud Decisioning as Fast as Its Banking
Your small business customers expect real-time fraud alerts. Oscilar delivers real-time fraud decisions — in under 100ms, at 120,000 requests per second — so Novo can act on threats the moment they appear.
Turn Real-Time Fraud Alerts into Real-Time Fraud Action
Novo already promises real-time fraud alerts and bank-level encryption. Oscilar closes the gap between detection and decisioning, giving your fraud team autonomous, AI-driven responses that stop losses before they land.
One AI Engine Replaces Your Entire Fraud Stack
Oscilar unifies payment fraud, account takeover, identity verification, and scam detection into a single platform — powered by specialized AI agents that adapt to emerging threats like synthetic identity and deepfake attacks, not static rules.
Fraud Defense
Payment fraud, account takeover, first-party fraud, and scam detection — all powered by specialized AI agents that learn from your institution's data, not generic models.
Onboarding & KYC
Consumer, business, and merchant onboarding with cognitive identity intelligence — 99.99% accuracy from 1,000+ behavioral and device markers. 3x faster onboarding, proven at scale.
Credit Underwriting
AI-driven credit decisioning for consumer and business lending. Portfolio monitoring, collections optimization, and risk-based pricing — all from a single model layer.
AML & Compliance
Automated case management, intelligent alert routing, and explainable AI summaries that satisfy regulators. Built for the 2026 NACHA fraud rule changes and beyond.
Agentic AI Workflows
Build risk workflows in plain English. Oscilar AI autonomously chains data-fetch, scoring, and escalation — with human-in-the-loop approval and full backtesting.
Network Intelligence
Graph analytics across devices, IPs, phone numbers, SSNs, and crypto accounts. See the connections fraudsters hide — before they move money.
From Plain-English Policies to Executable Decisions in Minutes
Define fraud policies in natural language. Oscilar's agentic AI translates them into real-time workflows that chain data enrichment, risk scoring, and escalation — with full backtesting, explainable outputs for auditors, and human-in-the-loop approval when you need it.
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Connect your data
Plug into your core banking, payment processor, and identity providers. 80+ integrations out of the box — or bring custom data via API.
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Build your risk logic
Use the no-code workflow builder or describe what you want in plain English. Oscilar AI translates intent into executable risk policies with full backtesting.
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Go live at scale
Process 120,000 decisions per second at under 100ms latency. Every decision is explainable, auditable, and compliant — from day one.
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Tune continuously
Historical backtesting, AI-recommended rule optimizations, and automatic adaptation to emerging fraud patterns. Your model improves every week.
See How Oscilar Protects Neobank Customers at Scale
SoFi increased processing speed by 30%. Nuvei cut manual review time in half. Let us show you what sub-100ms decisioning looks like for Novo's growing SMB customer base.
Request a demo